You can still own your home with as little as 5% down. It’s easier said than done but possible. Our Iowa City USDA home loans offer Conventional Loans, for every borrower. It has at least 20% of the purchase price to put towards a down payment, 9 others use less than 20%. These loans usually require 5% down, and PMI is required if you have less than 20%. This product is great for all types of life situations- newlyweds or empty nesters looking to move into their perfect starter homes to retirees wanting to scale back from an overly-sized house and take on fewer responsibilities. You deserve this peace of mind! Just reach out to Residential Mortgage Network, Inc. today!