Jamie Mc Allister
Iowas Trusted Advisor in the Mortgage Industry
Roughcredit history? Perfect credit?
Worried you won't qualify?Let me help.Whether you have great credit or damaged credit I'm your guy.
I will show you how to improve your credit situation to qualify for the loan you want while
offering competitive market rates and low closing costs.
Call TODAY for your FREE
consultation or mortgage review.
PURCHASEEXAMPLE:30 Yr. Fixed Rate
**Transactional credits are those that are subtracted from the amount you owe at the time of closing. You are allowed 6% of the purchase price to be credited towards your closing costs ($3500 used in this example). You also recieve an estimated 6 mos. tax credit from the seller for future tax payments and any earnest money (est. $500) given to the seller with your purchase contract. These items must be addressed in the purchase contract.
example, your offer should state *$100,000 with $3,500 credited towards buyers closing costs, prepaids, escrows, ins, etc." This simply means the 'net' or agreed purchase amount the seller receives is $97,000.
Have questions about your specific loan scenario?
~ Contact Jamie Today ~
It is as easy as clicking here.
Email: jmacmortgage@mchsi.com
Phone: 319-361-6276
"Commit to the Lord whatever you do, and your plans will succeed." Proverbs 16:3
1st Time Home Buyer Investment Properties
Debt Consol. Refi FHA: Purchase or Refi
Lower Interest Rate/Payment Home Improvement Projects
Previous BK or Foreclosure Limited Credit History
Mortgage Lates Reverse Mortgages
Construction-to-Perm Excellent Credit
Divorce Settlement Eliminate PMI
HII Trust Deed Investing Des Moines IA Offer Deed of Trust Locally and Nation Wide, Provide Deed of Trust, Get returns between 9%-12%, no more than 65% Loan To Value Ratio.