J & W Insurance Services

Information may not be reliable

877-263-3802 806 Commerce Dr, Suite #2 - PO Box 485 - Decorah, IA 52101 877-263-3802

Benefits, Inc. is locally owned and operated by Richelle Halverson-Jermier and Phil E. Waniorek. We are licensed in Iowa, Minnesota and Wisconsin.
Benefits, Inc. is an independent Insurance Agency that does consulting and marketing of insurance plans. With our experience and expertise in the insurance industry, we are able to help you overcome obstacles and deal with the frustration that you will encounter with all of your insurance needs. We are an independent agency that works with a number of highly rated and reputable insurance companies. This enables us to find cost-effective insurance and services that best fit your needs.
If you are looking for an alternative to your current insurance plan or would like us to service you current insurance plan, please give us a call or stop by our office. We would appreciate the opportunity to show you the insurance products and services that we can offer you. Please contact us for a competitive quote. We hope to hear from you soon.

Innovative, cost-effective insurance plans and services

A wide variety of products and services to meet your needs

Flexible plan designs to meet your needs and budget

We want to save you time be being the "ONE STOP SHOP" for all of your insurance needs

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